HOW TO DO A MOBILE HOME APPRAISAL

1. Identify the Type of Mobile Home

The first step is understanding what kind of home you own:

• Single-wide, double-wide, or triple-wide
• HUD-compliant (built after 1976) or older
• Park-located or on private land

These details directly impact value.

2. Confirm Ownership & Title Status

Appraisers will check:

• If the title is clear, lost, or missing
• If there are liens or unpaid taxes
• If the home is personal property or real property

Homes with clean titles and clear ownership typically appraise higher.

3. Evaluate the Location

Location plays a major role in appraisal value:

• Mobile home park vs. private land
• Lot rent amount and park rules
• City, county, and local market demand

Homes in desirable areas or well-managed parks usually have higher value.

4. Inspect the Home’s Condition

The physical condition is carefully reviewed, including:

• Roof, siding, and structure
• Plumbing and electrical systems
• HVAC condition
• Interior condition and layout
• Signs of damage, leaks, or deferred maintenance

Homes are usually appraised as-is, so repairs are not required beforehand.

5. Check the Foundation & Installation

Appraisers will note:

• Permanent foundation vs. temporary setup
• Tie-downs and anchoring
• Skirting or underpinning

Homes permanently affixed to land generally appraise for more.

6. Compare Similar Mobile Home Sales

Comparable sales (also called “comps”) are used to estimate value:

• Similar size and age
• Similar condition
• Same park, area, or nearby location

Because mobile home sales data can be limited, experience and local knowledge matter.